2021 wasn’t much better than 2020, but there is one thing I’m super thankful for that 2021 gave me…
I was diagnosed with ADHD at 36 and began treatment.
While we are still working on the correct treatment, just knowing and making adjustments to my life has already made a huge difference.
Looking forward to 2022!
These are the areas of spending that I am mostly or fully responsible for managing for our household. Since I am the only one attempting a no spend year, I will be focusing on these categories.
| Budget | Not Optional | Zero Spending |
| Groceries | Medical | Clothing |
| Birthday | Take Out | |
| Holiday | Delivery | |
| Work Expenses | Home | |
| Entertainment | ||
| Excess |
Grocery Budget – $100 per week/$5,200 per year (includes cleaning supplies, hygiene, pets, etc.)
Birthday Budget – $100 per kid/$300 per year (excludes cake)
Holiday Budget – $2,500 per year (includes Valentine’s Day, Easter, Halloween, Christmas)
Total Budgeted Spending for 2022 = $8,000
Take Out/Delivery/Excess – Completely avoid & Copycat Take Out
Clothing/Home – Find free, borrow, do without (if an absolute need, shop second hand first)
Entertainment – Free ideas on internet, free or borrowed games/movies, Library (includes events/classes, books, movies/games)
Any money left over from budgeted categories will be applied toward our home mortgage of $266,270.08
Over the next few days, I’m going to be hunting down any memberships or subscriptions I’ve signed up for and get them canceled.
So far I’ve canceled…
Canceling just these will save our family $259 in a year.
Just being honest here, I’m a little shocked at the total price for the year. Brickseek and Mealime are marketed as $10 and $3 per month, respectively, and it successfully tricked my mind into seeing the expense as cheap. Over $200 in subscriptions, especially some that I barely use, is not very cheap.
Bored SAH Momma 